How to Choose the Best Credit Cards for Your Needs

How to Choose the Best Credit Cards for Your Needs

Blog Article

Steps to Select the Most Suitable Credit Cards for Your Needs

Exploring the credit card perks arena can be overwhelming with so many selections available, each offering different miles, cashback, and bonuses. We've optimized the process to assist you in beginning in less than 5 minutes, with ongoing monitoring so that you are always informed if there are improved choices for you.



**Analysing Your Spending Habits**

The first step is to analyze your monthly expenses across different categories such as:
Fixed vs. Floating UOB Housing Loan Rates: Which is Right for You in 2024?

- E-commerce
- Wireless transactions
- Restaurant spending
- Foreign Currency Spend
- General Spend

This information helps us identify your spending patterns and determine the optimal collection of credit cards based on your spend.

===

**Custom Credit Card Recommendations**

Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.

We ensure our database is current of credit card offers from all major banks and financial institutions in Singapore, including air miles and rebate options as well as Welcome Incentives.

We also suggest options for further optimization such as only filtering cards by banks or no-fee options for the first year.

===
How the Singapore Fintech Festival is Shaping the Future of Finance for Young Singaporeans

**Ongoing Updates and Suggestions**

Since card benefits can change over time, our platform regularly refreshes its recommendations based on your spending and informs you of changes needed in your card portfolio to maximize your miles earned. This adaptable process ensures you always have the ideal set of cards to maximize your rewards and benefits.

===